Accepted Payment Methods
At Pay with Moon, we embrace the future of finance by accepting a diverse array of digital payment methods designed to cater to the modern user. By using Moon as your payment partner, we save you added steps of liquidating your digital currencies on exchanges, transferring those funds via bank transfer, and loading value onto your bank debit or credit cards. Moon is a single step option to turn your digital assets into spendable virtual credit cards and prepaid gift cards. Our platform supports:
- Stablecoins: We accept a range of stablecoins such as USDT (Tether) and USDC (USD Coin), offering you the stability of traditional currency with the speed of blockchain technology.
- Bitcoin via Lightning Network: Enjoy instant, low-cost transactions with Bitcoin through the Lightning Network, making your payments quick and efficient without the wait times associated with traditional blockchain confirmations.
- On-chain Bitcoin: for larger transactions and the reliability of the world's premier base blockchain, Bitcoin transactions are the leading form of large-value settlement. Moon accepts on-chain Bitcoin (BTC) at competitive rates.
- Other digital currencies: through our integrations with multiple wallets we offer quick and cheap acceptance of other currencies.
Underlying Protocols for Stablecoins
Compatible Wallets & Exchanges
At Pay with Moon, we openly integrate with self-custodial wallets, decentralized finance (DeFi) exchanges (DEXs), and swaps / bridges. We also integrate with traditional centralized exchanges and custodial wallets. The choice is yours. We are insistent in maintaining proactive support for self-custody use-cases powered by non-custodial platforms because we believe that, for those who can manage the responsibility, there is no better way to safeguard your identity and your assets than through managing your own keys. But regardless, you can Pay with Moon with any wallet, exchange, or service that operates with our accepted cryptocurrencies. This includes, but is by no means limited to:
- Self-custody Wallets: Self-custody wallets give users complete control over their cryptocurrency by storing private keys directly on their devices, like a hardware wallet or a software app. Users manage their assets, bear the responsibility for security, and are not reliant on third parties, making them the preferred choice for those prioritizing privacy and security.
- Custodial Wallets: In custodial wallets, a third-party service holds the private keys on behalf of the user. This type of wallet simplifies the user experience by managing security, backups, and recovery, but it also means users must trust the custodian with their funds. It's more convenient but comes with the risk of the custodian being hacked or going bankrupt.
- Centralized Exchanges: Centralized exchanges (CEXs) act as intermediaries where users can trade cryptocurrencies. They offer high liquidity, user-friendly interfaces, and additional services like margin trading. However, they control the funds in users' accounts, which can be a vulnerability if the exchange faces regulatory issues, hacks, or insolvency.
- Decentralized Exchanges (DEX) and Swaps: DEXs allow direct peer-to-peer cryptocurrency trading without intermediaries, using smart contracts on blockchains. They promote user autonomy, reduce counterparty risk, and enhance privacy. Swaps are transactions where one cryptocurrency is exchanged for another directly through these smart contracts, often without the need to deposit funds into an exchange, thus maintaining custody of your assets throughout the process.